Rates
Initial intake Session: $190
Individual Session (50 minutes): $150
Family/Couple Session: $160
Frequently Asked Questions
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In-Network with:
Aetna, Cigna, and Quest Behavioral Health
In February 2025: I will be In-Network with Blue Cross Blue Shield and CareFirst plans.
If I do not currently accept your insurance plan, I am happy to provide you with a superbill. You can submit the superbill to your insurance company for possible reimbursement.
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In some cases you may be eligible to use your out-of-network insurance benefits for our sessions. If needed, I will provide you with an invoice or superbill so you can file a claim with your insurance company for direct reimbursement. You are responsible to pay the full fee at the time of session. I cannot guarantee reimbursement from your insurance company for my services as this relationship is between you and your insurance carrier.
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A superbill is a document that contains information about the services you received during a therapy session, including the date of the service, the type of service, a diagnosis and the cost of the service. When you pay for a therapy session out-of-pocket, you can request a superbill from your therapist, which you can then submit to your insurance provider for reimbursement.
If your insurance provider covers out-of-network services, they may reimburse you for a portion of the cost of the therapy session. The amount of reimbursement can vary depending on your specific insurance plan and the type of service you received.
To use a superbill, you will need to submit it to your insurance provider along with any other required documentation, such as a claim form. Your insurance provider will then review the superbill and other documents to determine the amount of reimbursement you are eligible for.
It’s important to note that not all insurance providers cover out-of-network services, so it’s important to check your insurance plan to see if you are eligible for reimbursement.
If you have any further questions, don’t hesitate to contact us!
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You can call the concierge number on the back of your insurance card and ask:
Do I have out-of-network benefits for outpatient therapy?
What is my out-of-network deductible? (your deductible is the amount you need to hit before your insurance company can start reimbursing for your sessions.)
What percentage is covered for out-of-network therapy once I’ve hit my deductible? (Here is when they’ll provide you with a percentage like 60% or 80% depending on your coverage)
My therapist’s CPT code is 90834, what will be reimbursed for my 45-minute psychotherapy session?
Can you please instruct me on how to submit my claim for reimbursement?
When should I expect my reimbursement for my sessions? How can I pay for my session?
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I wish I could, however I am only licensed in the state of Maryland. I am only able to see clients who reside in Maryland.
Good Faith Estimates
Under new legislation, health care providers must offer a "Good Faith Estimate" of expected costs to patients who are either uninsured or choosing not to use insurance for their care. You are entitled to receive this estimate for any non-emergency items or services from Thrive and Wellness Therapy LLC.
The Good Faith Estimate outlines the anticipated expenses for your health care treatment, covering items and services that are reasonably expected. It does not account for any unforeseen or unexpected costs that may arise during treatment. Additional charges may apply if complications or special circumstances occur. The estimate includes only the costs for planned treatment items and services, excluding ancillary services, late or no-show fees, and costs from other medical providers (e.g., external labs, pharmacies).
If you receive a bill that exceeds your Good Faith Estimate by $400 or more, you have the right to dispute it by contacting Thrive and Wellness Therapy. You can also initiate a dispute resolution process with the U.S. Department of Health and Human Services. For questions or more information about the dispute process, visit [www.cms.gov/nosurprises]